body {  /*  page properties  */
	font-size: 11px;
    COLOR: #4a4a4a;
	line-height: 12pt;
    FONT-FAMILY: Arial, Verdana, Trebuchet MS, Arial, Helvetica, Tahoma, Arial;
	scrollbar-face-color: #e5e5e5;
	scrollbar-arrow-color: #4a4a4a;
	scrollbar-track-color: #4a4a4a;
	}
	
TABLE TD
{
    MARGIN: 0px;
    COLOR: #4a4a4a;
	line-height: 12pt;
	font-size: 11px;
    FONT-FAMILY: Arial, Verdana, Trebuchet MS, Arial, Helvetica, Tahoma, Arial;
	}

	A:link { text-decoration: underline; color: #15127d;}
	A:visited { text-decoration: underline; color: #15127d;}
	A:active { text-decoration: underline; color: #15127d;}
	A:hover { text-decoration: none; color: #15127d;}
	
#footer {  /*  defines footer formatting */
	color: #fff;}
	
	#footer A:link { text-decoration: underline; color: #fff;}
	#footer A:visited { text-decoration: underline; color: #fff;}
	#footer A:active { text-decoration: underline; color: #fff;}
	#footer A:hover { text-decoration: none; color: #fff;}

.style3 {font-size: 10px}